Specialty Risk and Insurance
Specialty Risk and Insurance
Specialty Risk and Insurance
Strong Defence. Solid Advice.
We have a large team with the depth and breadth of experience to meet the needs of insurers to provide effective defence of claims or opinions regarding coverage.
Lerners has the expertise and exceptional litigation skills to deliver results in complex matters for both insureds and organizations in many specialized areas.
Expertise You Can Trust
Our specialty risk and insurance lawyers bring extensive knowledge to every matter. We understand the particular features and needs of industry, the public sector and professionals to provide guidance on handling complex claims, coverage opinions, or representation in litigation. We are committed to delivering effective and results-driven solutions.
our services
Litigation Representation
Acting in a broad range of proceedings, including complex matters involving specialty lines or distinct areas of law or risk, to achieve desired results, whether through proceedings, arbitration, mediation, or negotiations, ensuring reasonable outcomes while protecting clients’ interests.
Litigation Representation
Acting in a broad range of proceedings, including complex matters involving specialty lines or distinct areas of law or risk, to achieve desired results, whether through proceedings, arbitration, mediation, or negotiations, ensuring reasonable outcomes while protecting clients’ interests.
Privacy and Data Security Liability
Representation of professionals and organizations responding to legal proceedings, including claims, appeals and investigations, related to privacy and data security breaches or other privacy-related matters. Representation of individuals or organizations advancing claims or complaints arising from privacy, cyber and internet activity.
Privacy and Data Security Liability
Representation of professionals and organizations responding to legal proceedings, including claims, appeals and investigations, related to privacy and data security breaches or other privacy-related matters. Representation of individuals or organizations advancing claims or complaints arising from privacy, cyber and internet activity.
Aviation Industry
Representation of parties in litigation with respect to claims arising from aviation events, including passenger injury and death and property damage. Experience with class actions, subrogated claims and coverage disputes.
Aviation Industry
Representation of parties in litigation with respect to claims arising from aviation events, including passenger injury and death and property damage. Experience with class actions, subrogated claims and coverage disputes.
Cyber Breach Counsel
Advising on the legal risks associated with data breaches, cyberattacks, and the unauthorized exposure of sensitive information, and supporting organizations in notifying affected individuals and reporting to regulatory bodies.
Cyber Breach Counsel
Advising on the legal risks associated with data breaches, cyberattacks, and the unauthorized exposure of sensitive information, and supporting organizations in notifying affected individuals and reporting to regulatory bodies.
Coverage Litigation
Resolving disputes over insurance policy interpretations, claim denials, and coverage obligations through legal proceedings to determine the extent of an insurer’s responsibility.
Coverage Opinions
Evaluating policy terms, exclusions, and conditions to determine the extent of protection, ensuring accurate application and claim resolution.
Professional Liability
Defence of all types of professionals, including law enforcement, first responders, lawyers, health professionals, technology professionals and others, in civil, regulatory and administrative matters.
Public Sector Liability
Representation of municipalities and other public entities in claims for damages arising from negligence, errors & omissions claims, and property damage.
Subrogation and Recovery
Seeking reimbursement from a responsible third party after paying a claim, ensuring financial restitution, and minimizing losses.
Why choose lerners?
We provide efficient, cost-effective, and timely legal solutions for insurers and their insureds. With a solid understanding of industry complexities and a commitment to excellence, our team is ready to help you navigate challenges with confidence.
Our firm is also registered in the Government of Canada's Controlled Goods Program, allowing us to examine, possess or transfer controlled goods or technology in Canada.
Contact us today and take the first step toward resolving your insurance matters.
Comprehensive Representation
Lerners is recognized across Ontario for its top tier representation of insureds, public entities, professionals and other organizations engaged in complex litigation.
Our seasoned litigators handle a broad spectrum of litigation matters relating to public sector liability, allegations of professional negligence, complex commercial matters, including cyber and technology claims, and personal injury claims. We also represent insurers, providing advice and representation during coverage disputes.
Industry-Focused Coverage Advice
Our team has a deep understanding of first-party and third-party insurance products and provides tailored services to brokers, insurers, captive companies, and reinsurance organizations.
We assist with policy interpretation and provide advice regarding coverage in the context of a claim or proactively regarding how a policy is likely to be interpreted, ensuring our clients receive expert guidance at every stage.
representative work
Christian Heritage Party of Canada v. Hamilton (City), 2026 ONCA 195
Lerners LLP successfully represented the City of Hamilton in a landmark appeal upholding the City’s refusal to approve a proposed transit advertisement due to concerns it could cause serious psychological harm or heighten the risk of violence for transgender and gender‑diverse riders. The ruling affirms a 2024 Divisional Court decision—also won by Lerners—that dismissed the related judicial review. The Court held that while freedom of expression is vital, municipalities may reasonably restrict advertising on public property to protect safety and inclusion. The decision now stands as a leading authority on applying the Doré/Loyola framework to advertising on municipal property.
Christian Heritage Party of Canada v. Hamilton (City), 2026 ONCA 195
Lerners LLP successfully represented the City of Hamilton in a landmark appeal upholding the City’s refusal to approve a proposed transit advertisement due to concerns it could cause serious psychological harm or heighten the risk of violence for transgender and gender‑diverse riders. The ruling affirms a 2024 Divisional Court decision—also won by Lerners—that dismissed the related judicial review. The Court held that while freedom of expression is vital, municipalities may reasonably restrict advertising on public property to protect safety and inclusion. The decision now stands as a leading authority on applying the Doré/Loyola framework to advertising on municipal property.
Rivard v. Ontario, 2025 ONCA 100
Lerners represented the appellant chief of police and police services board on an appeal, with leave, from a decision declining to strike allegations of systemic wrongdoing. The claim against the police services board was struck out, and the decision clarified the pleading requirements for such claims.
Lalani Properties International Inc. v Intact Insurance Company, 2024 ONCA 583
Represented Intact Insurance Company on appeals from trial judgments in two related coverage actions involving a wall collapse and subsequent fire loss involving same heritage building; successfully responded to appeal in dismissal of wall collapse claim concerning multiple proximate cause and fortuity analysis; fire loss appeal involved issues of promissory estoppel, policy renewals , coverage exclusions, and broker negligence
Lalani Properties International Inc. v Intact Insurance Company, 2024 ONCA 583
Represented Intact Insurance Company on appeals from trial judgments in two related coverage actions involving a wall collapse and subsequent fire loss involving same heritage building; successfully responded to appeal in dismissal of wall collapse claim concerning multiple proximate cause and fortuity analysis; fire loss appeal involved issues of promissory estoppel, policy renewals , coverage exclusions, and broker negligence
Economical Insurance Co. v Trafalgar Insurance Co., 2023 ONSC 5060
Successfully represented Economical in Statutory Accident Benefits priority dispute arbitration and appeal involving interpretation of standard Ontario Garage Policy (OAP 4) finding that Economical was not an insurer of the automobile involved in the accident.
Gordon Dunk Farms Limited v. HFH Inc., 2021 ONCA 681
Successfully defended claim against an insured contractor relating to an alleged negligent design of a hog-finishing barn, having the case dismissed on a summary judgment motion as statute-barred by the limitation and upholding that dismissal on appeal.
Krieser v. Garber, 2020 ONCA 699
Representing the insured contractor in a trespass claim involving a deck, successfully appealed a punitive damages and substantial costs award against the contractor, having the punitive damages, set aside and costs award significantly reduced.
Tuffnail v. Meekes, 2020 ONCA 340
Represented State Farm at trial and on appeal in complex litigation involving numerous at fault defendants, contributory negligence, and underinsured claims arising out of an impaired driving fatality and severe injury. Issues involved proper interpretation of underinsured coverage in Ontario Policy Claims Form 44, proportionate sharing of amounts recovered in subrogated claims, principles of joint and several liability, and pre-judgment interest rates.
Tuffnail v. Meekes, 2020 ONCA 340
Represented State Farm at trial and on appeal in complex litigation involving numerous at fault defendants, contributory negligence, and underinsured claims arising out of an impaired driving fatality and severe injury. Issues involved proper interpretation of underinsured coverage in Ontario Policy Claims Form 44, proportionate sharing of amounts recovered in subrogated claims, principles of joint and several liability, and pre-judgment interest rates.
Our Specialty Risk and Insurance Lawyers
Our Specialty Risk and Insurance Lawyers
Our Specialty Risk and Insurance Lawyers
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Everyone at Lerners is committed to ensuring your matters are addressed with the attention and care you expect.
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Reach Out
Everyone at Lerners is committed to ensuring your matters are addressed with the attention and care you expect.
Toll free
Reach Out
Everyone at Lerners is committed to ensuring your matters are addressed with the attention and care you expect.